{"id":9246,"date":"2021-12-09T08:09:16","date_gmt":"2021-12-09T08:09:16","guid":{"rendered":"https:\/\/ecommerce.mk\/?p=9246"},"modified":"2021-12-09T08:26:00","modified_gmt":"2021-12-09T08:26:00","slug":"buy-now-pay-later-zgolemena-upotreba-na-uslugata-za-bozikjnite-praznici","status":"publish","type":"post","link":"https:\/\/ecommerce.mk\/en\/buy-now-pay-later-zgolemena-upotreba-na-uslugata-za-bozikjnite-praznici\/","title":{"rendered":"Buy Now, Pay Later: \u0437\u0433\u043e\u043b\u0435\u043c\u0435\u043d\u0430 \u0443\u043f\u043e\u0442\u0440\u0435\u0431\u0430 \u043d\u0430 \u0443\u0441\u043b\u0443\u0433\u0430\u0442\u0430 \u0437\u0430 \u0431\u043e\u0436\u0438\u045c\u043d\u0438\u0442\u0435 \u043f\u0440\u0430\u0437\u043d\u0438\u0446\u0438"},"content":{"rendered":"

\"\"<\/a><\/p>\n

\u201e\u041a\u0443\u043f\u0438 \u0441\u0435\u0433\u0430, \u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0434\u043e\u0446\u043d\u0430\u201c (BNPL) \u0441\u0442\u0430\u043d\u0443\u0432\u0430 \u0441\u00e8 \u043f\u043e\u0432\u0435\u045c\u0435 \u043f\u043e\u043f\u0443\u043b\u0430\u0440\u043d\u0430 \u0443\u0441\u043b\u0443\u0433\u0430. \u0415\u0434\u0435\u043d \u043e\u0434 \u043f\u0435\u0442 \u043f\u043e\u0442\u0440\u043e\u0448\u0443\u0432\u0430\u0447\u0438 \u0432\u043e \u0412\u0435\u043b\u0438\u043a\u0430 \u0411\u0440\u0438\u0442\u0430\u043d\u0438\u0458\u0430 \u043f\u043b\u0430\u043d\u0438\u0440\u0430 \u0434\u0430 \u0433\u0438 \u043a\u043e\u0440\u0438\u0441\u0442\u0438 \u043e\u0432\u0438\u0435 \u0443\u0441\u043b\u0443\u0433\u0438 \u0437\u0430 \u0432\u0440\u0435\u043c\u0435 \u043d\u0430 \u0411\u043e\u0436\u0438\u045c, \u0437\u0430 \u0434\u0430 \u0433\u0438 \u0440\u0430\u0441\u043f\u0440\u0435\u0434\u0435\u043b\u0438 \u0442\u0440\u043e\u0448\u043e\u0446\u0438\u0442\u0435. \u041d\u043e, \u0437\u0433\u043e\u043b\u0435\u043c\u0435\u043d\u0430\u0442\u0430 \u043f\u043e\u043f\u0443\u043b\u0430\u0440\u043d\u043e\u0441\u0442, \u0438\u0441\u0442\u043e \u0442\u0430\u043a\u0430, \u043f\u0440\u0435\u0434\u0438\u0437\u0432\u0438\u043a\u0430 \u0437\u0433\u043e\u043b\u0435\u043c\u0443\u0432\u0430\u045a\u0435 \u043d\u0430 \u043d\u0435\u043f\u043e\u0434\u043c\u0438\u0440\u0435\u043d\u0438\u043e\u0442 \u0434\u043e\u043b\u0433 \u043c\u0435\u0453\u0443 \u043a\u0443\u043f\u0443\u0432\u0430\u0447\u0438\u0442\u0435 \u0432\u043e \u041e\u041a.<\/p>\n

\u0422\u0440\u0433\u043e\u0432\u0446\u0438\u0442\u0435 \u043a\u043e\u0438 \u0458\u0430 \u043d\u0443\u0434\u0430\u0442 \u043e\u043f\u0446\u0438\u0458\u0430\u0442\u0430 \u201e\u043a\u0443\u043f\u0438 \u0441\u0435\u0433\u0430, \u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0434\u043e\u0446\u043d\u0430\u201c \u043a\u0430\u043a\u043e \u043d\u0430\u0447\u0438\u043d \u043d\u0430 \u043f\u043b\u0430\u045c\u0430\u045a\u0435 \u043c\u043e\u0436\u0435 \u0434\u0430 \u0432\u0438\u0434\u0430\u0442 \u0434\u0435\u043a\u0430 \u0431\u0440\u043e\u0458\u043e\u0442 \u043d\u0430 \u043d\u0438\u0432\u043d\u0438\u0442\u0435 \u043d\u0430\u0440\u0430\u0447\u043a\u0438 \u0440\u0430\u0441\u0442\u0435 \u0435\u043a\u0441\u043f\u043e\u043d\u0435\u043d\u0446\u0438\u0458\u0430\u043b\u043d\u043e \u0437\u0430 \u0432\u0440\u0435\u043c\u0435 \u043d\u0430 \u043f\u0440\u0430\u0437\u043d\u0438\u0446\u0438\u0442\u0435. \u041d\u0430\u0447\u0438\u043d\u043e\u0442 \u043d\u0430 \u043f\u043b\u0430\u045c\u0430\u045a\u0435 \u0441\u0442\u0430\u043d\u0443\u0432\u0430 \u0441\u0435 \u043f\u043e\u043f\u043e\u043f\u0443\u043b\u0430\u0440\u0435\u043d. \u041f\u0440\u0435\u0434 \u043d\u0435\u043a\u043e\u043b\u043a\u0443 \u043d\u0435\u0434\u0435\u043b\u0438, \u0441\u0442\u0443\u0434\u0438\u0458\u0430 \u043e\u0442\u043a\u0440\u0438 \u0434\u0435\u043a\u0430 36%\u00a0\u043e\u0434 Gen-Z<\/a> \u043a\u043e\u0440\u0438\u0441\u0442\u0435\u043b\u0435 BNPL \u0432\u043e 2021 \u0433\u043e\u0434\u0438\u043d\u0430, \u0448\u0442\u043e \u0435 \u0448\u0435\u0441\u0442\u043a\u0440\u0430\u0442\u0435\u043d \u0440\u0430\u0441\u0442 \u043e\u0434 2019 \u0433\u043e\u0434\u0438\u043d\u0430.<\/p>\n

22% \u043e\u0434 \u043a\u0443\u043f\u0443\u0432\u0430\u0447\u0438\u0442\u0435 \u043f\u043b\u0430\u043d\u0438\u0440\u0430\u0430\u0442 \u0434\u0430 \u043a\u043e\u0440\u0438\u0441\u0442\u0430\u0442 BNPL<\/strong><\/h4>\n

\u041e\u0432\u0430\u0430 \u043d\u0435\u0434\u0435\u043b\u0430, \u043f\u0440\u043e\u0432\u0430\u0458\u0434\u0435\u0440\u043e\u0442 \u043d\u0430 BNPL, Butter, \u043e\u0431\u0458\u0430\u0432\u0438 \u0438\u0437\u0432\u0435\u0448\u0442\u0430\u0458 \u0432\u043e \u043a\u043e\u0458 \u0441\u0435 \u043d\u0430\u0432\u0435\u0434\u0443\u0432\u0430 \u0434\u0435\u043a\u0430 22% \u043e\u0434 \u043f\u043e\u0442\u0440\u043e\u0448\u0443\u0432\u0430\u0447\u0438\u0442\u0435 \u0432\u043e \u041e\u041a \u043f\u043b\u0430\u043d\u0438\u0440\u0430\u0430\u0442 \u0434\u0430 \u0433\u0438 \u0440\u0430\u0441\u043f\u0440\u0435\u0434\u0435\u043b\u0430\u0442 \u0442\u0440\u043e\u0448\u043e\u0446\u0438\u0442\u0435 \u0437\u0430 \u0431\u043e\u0436\u0438\u045c\u043d\u043e\u0442\u043e \u043a\u0443\u043f\u0443\u0432\u0430\u045a\u0435 \u0441\u043e \u043e\u0432\u043e\u0458 \u043d\u0430\u0447\u0438\u043d \u043d\u0430 \u043f\u043b\u0430\u045c\u0430\u045a\u0435; \u0431\u0438\u043b\u0435 \u0430\u043d\u043a\u0435\u0442\u0438\u0440\u0430\u043d\u0438 \u0440\u0435\u0447\u0438\u0441\u0438 5.000 \u043f\u043e\u0442\u0440\u043e\u0448\u0443\u0432\u0430\u0447\u0438.<\/p>\n

\u201e\u041d\u0435 \u0435 \u0438\u0437\u043d\u0435\u043d\u0430\u0434\u0443\u0432\u0430\u0447\u043a\u0438 \u0448\u0442\u043e \u043c\u043d\u043e\u0433\u0443\u043c\u0438\u043d\u0430 \u043e\u0434 \u043d\u0430\u0441 \u043e\u0434\u043b\u0443\u0447\u0443\u0432\u0430\u0430\u0442 \u0434\u0430 \u0433\u0438 \u0440\u0430\u0441\u043f\u0440\u0435\u0434\u0435\u043b\u0430\u0442 \u0442\u0440\u043e\u0448\u043e\u0446\u0438\u0442\u0435.”<\/p><\/blockquote>\n

\u041c\u043d\u043e\u0437\u0438\u043d\u0441\u0442\u0432\u043e\u0442\u043e \u043e\u0434 54% \u0440\u0435\u043a\u043b\u0435 \u0434\u0435\u043a\u0430 \u0440\u0430\u0441\u043f\u0440\u0435\u0434\u0435\u043b\u0443\u0432\u0430\u045a\u0435\u0442\u043e \u043d\u0430 \u0442\u0440\u043e\u0448\u043e\u0446\u0438\u0442\u0435 \u0441\u043e \u043e\u0432\u0430\u0430 \u0443\u0441\u043b\u0443\u0433\u0430 \u0438\u043c \u043e\u0432\u043e\u0437\u043c\u043e\u0436\u0443\u0432\u0430 \u043f\u043e\u0434\u043e\u0431\u0440\u043e \u0434\u0430 \u0443\u043f\u0440\u0430\u0432\u0443\u0432\u0430\u0430\u0442 \u0441\u043e \u0441\u0432\u043e\u0438\u0442\u0435 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0438. \u201e\u041a\u043e\u043b\u043a\u0443 \u0441\u0442\u0430\u0440\u0435\u0435\u043c\u0435, \u0442\u043e\u043b\u043a\u0443 \u043f\u043e\u0432\u0435\u045c\u0435 \u0441\u0444\u0430\u045c\u0430\u043c\u0435 \u0434\u0435\u043a\u0430 \u0411\u043e\u0436\u0438\u045c \u0435 \u0437\u0430 \u043f\u043e\u043c\u0438\u043d\u0443\u0432\u0430\u045a\u0435 \u0432\u0440\u0435\u043c\u0435 \u0441\u043e \u043f\u0440\u0438\u0458\u0430\u0442\u0435\u043b\u0438\u0442\u0435 \u0438 \u0441\u0435\u043c\u0435\u0458\u0441\u0442\u0432\u043e\u0442\u043e, \u043d\u043e \u0437\u0430 \u043c\u043d\u043e\u0433\u0443\u043c\u0438\u043d\u0430, \u0441\u0435\u043f\u0430\u043a \u043c\u043e\u0436\u0435 \u0434\u0430 \u0431\u0438\u0434\u0435 \u043c\u043d\u043e\u0433\u0443 \u0441\u043a\u0430\u043f \u043f\u0435\u0440\u0438\u043e\u0434 \u043e\u0434 \u0433\u043e\u0434\u0438\u043d\u0430\u0442\u0430. \u041f\u0440\u0435\u0433\u043e\u043b\u0435\u043c\u043e\u0442\u043e \u043e\u043f\u0442\u0435\u0440\u0435\u0442\u0443\u0432\u0430\u045a\u0435 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0441\u043a\u0438 \u043c\u043e\u0436\u0435 \u0434\u0430 \u043d\u0435 \u043e\u0441\u0442\u0430\u0432\u0438 \u0434\u0430 \u0441\u0435 \u0441\u043e\u043e\u0447\u0438\u043c\u0435 \u0441\u043e \u043c\u043d\u043e\u0433\u0443 \u0434\u043e\u043b\u0433 \u0458\u0430\u043d\u0443\u0430\u0440\u0438 \u0438 \u0437\u0430\u0442\u043e\u0430 \u043d\u0435 \u0435 \u043d\u0438 \u0447\u0443\u0434\u043d\u043e \u0448\u0442\u043e \u0432\u043e \u0434\u0435\u043d\u0435\u0448\u043d\u043e \u0432\u0440\u0435\u043c\u0435, \u043c\u043d\u043e\u0433\u0443 \u043e\u0434 \u043d\u0430\u0441 \u043e\u0434\u043b\u0443\u0447\u0443\u0432\u0430\u0430\u0442 \u0434\u0430 \u0433\u0438 \u0440\u0430\u0441\u043f\u0440\u0435\u0434\u0435\u043b\u0430\u0442 \u0442\u0440\u043e\u0448\u043e\u0446\u0438\u0442\u0435 \u043d\u0430\u043c\u0435\u0441\u0442\u043e \u0434\u0430 \u0433\u043e \u0430\u043f\u0441\u043e\u0440\u0431\u0438\u0440\u0430\u0430\u0442 \u0441\u0435\u0442\u043e \u0442\u043e\u0430 \u0432\u043e \u0442\u0435\u043a\u043e\u0442 \u043d\u0430 \u043c\u0435\u0441\u0435\u0446 \u0434\u0435\u043a\u0435\u043c\u0432\u0440\u0438\u201c, \u0432\u0435\u043b\u0438 \u0422\u0438\u043c\u043e\u0442\u0438 \u0414\u0435\u0458\u0432\u0438\u0441, \u0438\u0437\u0432\u0440\u0448\u0435\u043d \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440 \u043d\u0430 Butter.<\/p>\n

28% \u043e\u0434 \u0432\u043e\u0437\u0440\u0430\u0441\u043d\u0438\u0442\u0435 \u0432\u043e \u041e\u041a \u043a\u043e\u0440\u0438\u0441\u0442\u0435\u043b\u0435 BNPL \u0432\u043e \u043e\u043a\u0442\u043e\u043c\u0432\u0440\u0438<\/strong><\/h4>\n

\u041e\u0432\u0438\u0435 \u0440\u0435\u0437\u0443\u043b\u0442\u0430\u0442\u0438 \u0441\u0435 \u043f\u043e\u0442\u0432\u0440\u0434\u0435\u043d\u0438 \u0441\u043e \u0434\u0440\u0443\u0433\u0438 \u0438\u0441\u0442\u0440\u0430\u0436\u0443\u0432\u0430\u045a\u0430 \u043a\u0440\u0435\u0438\u0440\u0430\u043d\u0438 \u043e\u0434 Equifax. \u0412\u043e \u0441\u043f\u043e\u0440\u0435\u0434\u0431\u0430 \u0441\u043e \u043f\u0440\u0435\u0434 10 \u043c\u0435\u0441\u0435\u0446\u0438, 2,6 \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u043f\u043e\u0432\u0435\u045c\u0435 \u043b\u0443\u0453\u0435 \u0432\u043e \u041e\u041a \u0433\u0438 \u043a\u043e\u0440\u0438\u0441\u0442\u0430\u0442 BNPL \u0443\u0441\u043b\u0443\u0433\u0438\u0442\u0435. \u0412\u043e \u043e\u043a\u0442\u043e\u043c\u0432\u0440\u0438 \u0433\u043e\u0434\u0438\u043d\u0430\u0432\u0430, 28% \u043e\u0434 \u0432\u043e\u0437\u0440\u0430\u0441\u043d\u0430\u0442\u0430 \u043f\u043e\u043f\u0443\u043b\u0430\u0446\u0438\u0458\u0430 \u0438\u0437\u0432\u0440\u0448\u0438\u043b\u0435 \u0431\u0430\u0440\u0435\u043c \u0435\u0434\u043d\u043e \u043a\u0443\u043f\u0443\u0432\u0430\u045a\u0435 \u0441\u043e \u043e\u0432\u043e\u0458 \u043d\u0430\u0447\u0438\u043d \u043d\u0430 \u043f\u043b\u0430\u045c\u0430\u045a\u0435, \u043d\u0430\u0441\u043f\u0440\u043e\u0442\u0438 23% \u0432\u043e \u0434\u0435\u043a\u0435\u043c\u0432\u0440\u0438 \u043c\u0438\u043d\u0430\u0442\u0430\u0442\u0430 \u0433\u043e\u0434\u0438\u043d\u0430.<\/p>\n

\u0414\u0435\u043a\u0430 \u043f\u043e\u0442\u0440\u043e\u0448\u0443\u0432\u0430\u0447\u0438\u0442\u0435 \u0432\u0435\u0440\u0443\u0432\u0430\u0430\u0442 \u0434\u0435\u043a\u0430 \u201e\u043a\u0443\u043f\u0438 \u0441\u0435\u0433\u0430, \u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0434\u043e\u0446\u043d\u0430\u201c \u045c\u0435 \u0433\u043e \u0443\u0431\u043b\u0430\u0436\u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0441\u043a\u0438\u043e\u0442 \u0443\u0434\u0430\u0440 \u0431\u0435\u0448\u0435 \u043f\u043e\u0442\u0432\u0440\u0434\u0435\u043d\u043e \u0438 \u0432\u043e \u0432\u0442\u043e\u0440\u0430\u0442\u0430 \u0441\u0442\u0443\u0434\u0438\u0458\u0430, \u043a\u0430\u0434\u0435 \u0448\u0442\u043e \u043f\u0435\u0442\u0442\u0438\u043d\u0430 \u043e\u0434 18-35 \u0433\u043e \u043f\u043e\u0432\u0442\u043e\u0440\u0438\u0458\u0430 \u043e\u0432\u0430 \u0447\u0443\u0432\u0441\u0442\u0432\u043e. \u041d\u0430\u0458\u043c\u0430\u043b\u043a\u0443 27% \u043e\u0434 \u043d\u0438\u0432 \u0432\u0435\u043b\u0430\u0442 \u0434\u0435\u043a\u0430 \u0431\u0438 \u0438\u043c\u0430\u043b\u0435 \u043f\u043e\u0442\u0435\u0448\u043a\u043e\u0442\u0438\u0438 \u0434\u0430 \u0441\u0438 \u043e\u0432\u043e\u0437\u043c\u043e\u0436\u0430\u0442 \u0441\u043e\u043e\u0434\u0432\u0435\u0442\u0435\u043d \u0411\u043e\u0436\u0438\u045c \u0431\u0435\u0437 BNPL \u0443\u0441\u043b\u0443\u0433\u0438\u0442\u0435.<\/p>\n

\u041a\u0443\u043f\u0443\u0432\u0430\u0447\u0438\u0442\u0435 \u043e\u0434 \u0412\u0435\u043b\u0438\u043a\u0430 \u0411\u0440\u0438\u0442\u0430\u043d\u0438\u0458\u0430 \u0438\u043c\u0430\u0430\u0442 \u0434\u043e\u043b\u0433\u043e\u0432\u0438 \u043e\u0434 4,7 \u043c\u0438\u043b\u0438\u0458\u0430\u0440\u0434\u0438 \u0435\u0432\u0440\u0430<\/strong><\/h4>\n

\u0421\u043e \u043d\u0435\u043e\u0434\u0430\u043c\u043d\u0435\u0448\u043d\u0438\u043e\u0442 \u0440\u0430\u0441\u0442 \u043d\u0430 \u043f\u043e\u043f\u0443\u043b\u0430\u0440\u043d\u043e\u0441\u0442\u0430, \u0441\u0435 \u0437\u0433\u043e\u043b\u0435\u043c\u0438\u0458\u0430 \u0438 \u043a\u0440\u0438\u0442\u0438\u043a\u0438\u0442\u0435 \u0437\u0430 \u0443\u0441\u043b\u0443\u0433\u0438\u0442\u0435 \u201e\u043a\u0443\u043f\u0438 \u0441\u0435\u0433\u0430, \u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0434\u043e\u0446\u043d\u0430\u201c. \u0417\u0430 \u0432\u0440\u0435\u043c\u0435 \u043d\u0430 \u043f\u0430\u043d\u0434\u0435\u043c\u0438\u0458\u0430\u0442\u0430, \u043a\u0443\u043f\u0443\u0432\u0430\u0447\u0438\u0442\u0435 \u0432\u043e \u041e\u041a \u0441\u043e\u0431\u0440\u0430\u043b\u0435 \u043f\u043e\u0432\u0435\u045c\u0435 \u043e\u0434 4,7 \u043c\u0438\u043b\u0438\u0458\u0430\u0440\u0434\u0438 \u0435\u0432\u0440\u0430 \u043d\u0435\u043f\u043e\u0434\u043c\u0438\u0440\u0435\u043d \u0434\u043e\u043b\u0433 \u043e\u0442\u043a\u0430\u043a\u043e \u0433\u0438 \u0438\u0441\u043a\u043e\u0440\u0438\u0441\u0442\u0438\u043b\u0435 BNPL \u0437\u0434\u0435\u043b\u043a\u0438.<\/p>\n

\u041a\u043b\u0430\u0440\u043d\u0430<\/a>, \u0432\u043e\u0434\u0435\u0447\u043a\u0438\u043e\u0442 \u043f\u0440\u043e\u0432\u0430\u0458\u0434\u0435\u0440 \u043d\u0430 BNPL \u0432\u043e \u0415\u0432\u0440\u043e\u043f\u0430<\/a>, \u0433\u0438 \u043f\u0440\u0438\u043c\u0430 \u043e\u0432\u0438\u0435 \u043a\u0440\u0438\u0442\u0438\u043a\u0438. \u0412\u043e \u041e\u041a, \u0423\u043f\u0440\u0430\u0432\u0430\u0442\u0430 \u0437\u0430 \u0440\u0435\u043a\u043b\u0430\u043c\u0438\u0440\u0430\u045a\u0435 \u0434\u0443\u0440\u0438 \u0437\u0430\u0431\u0440\u0430\u043d\u0438 \u043d\u0435\u043a\u043e\u0438 \u043e\u0434 \u0440\u0435\u043a\u043b\u0430\u043c\u0438\u0442\u0435 \u043d\u0430 \u041a\u043b\u0430\u0440\u043d\u0430. \u0421\u0430\u043c\u0430\u0442\u0430 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0458\u0430 \u0442\u0432\u0440\u0434\u0435\u043b\u0430 \u0434\u0435\u043a\u0430 \u043d\u0430 \u043a\u043b\u0438\u0435\u043d\u0442\u0438\u0442\u0435 \u0438\u043c \u043d\u0443\u0434\u0438 \u043c\u043e\u0436\u043d\u043e\u0441\u0442 \u0434\u0430 \u043f\u043b\u0430\u045c\u0430\u0430\u0442 \u043d\u0430 \u0440\u0430\u0442\u0438 \u0431\u0435\u0437 \u043a\u0430\u043c\u0430\u0442\u0430, \u0434\u043e\u0434\u0435\u043a\u0430 \u0431\u0430\u043d\u043a\u0438\u0442\u0435 \u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0438\u0442\u0435 \u043a\u0430\u0440\u0442\u0438\u0447\u043a\u0438 \u043a\u043e\u0440\u0438\u0441\u0442\u0430\u0442 \u0432\u0438\u0441\u043e\u043a\u0438 \u043a\u0430\u043c\u0430\u0442\u043d\u0438 \u0441\u0442\u0430\u043f\u043a\u0438.<\/p>\n

\u201eBNPL \u043c\u043e\u0436\u0435 \u0434\u0430 \u0431\u0438\u0434\u0435 \u043a\u043e\u0440\u0438\u0441\u043d\u0430 \u0430\u043b\u0430\u0442\u043a\u0430 \u0437\u0430 \u0431\u0443\u045f\u0435\u0442\u0438\u0440\u0430\u045a\u0435\u201c.<\/p><\/blockquote>\n

\u201e\u0417\u0430 \u043a\u0443\u043f\u0443\u0432\u0430\u0447\u0438\u0442\u0435 \u043a\u043e\u0438 \u0441\u0430\u043a\u0430\u0430\u0442 \u0434\u0430 \u0433\u043e \u0438\u0437\u0435\u0434\u043d\u0430\u0447\u0430\u0442 \u0441\u0432\u043e\u0435\u0442\u043e \u0442\u0440\u043e\u0448\u0435\u045a\u0435 \u0432\u043e \u0442\u0435\u043a\u043e\u0442 \u043d\u0430 \u043f\u0440\u0430\u0437\u043d\u0438\u0447\u043d\u0438\u043e\u0442 \u043f\u0435\u0440\u0438\u043e\u0434, BNPL \u043c\u043e\u0436\u0435 \u0434\u0430 \u0431\u0438\u0434\u0435 \u043d\u0435\u0432\u0435\u0440\u043e\u0458\u0430\u0442\u043d\u043e \u043a\u043e\u0440\u0438\u0441\u043d\u0430 \u0430\u043b\u0430\u0442\u043a\u0430 \u0437\u0430 \u0431\u0443\u045f\u0435\u0442\u0438\u0440\u0430\u045a\u0435.\u201c, \u0432\u0435\u043b\u0438<\/a>\u00a0\u040f\u0435\u0458\u0430\u0434\u0438\u043f \u041d\u0430\u0438\u0440, \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440 \u0437\u0430 \u043f\u0440\u043e\u0438\u0437\u0432\u043e\u0434\u0438 \u0438 \u043c\u0430\u0440\u043a\u0435\u0442\u0438\u043d\u0433 \u0432\u043e Equifax. \u201e\u041c\u0435\u0453\u0443\u0442\u043e\u0430, \u043a\u043e\u043b\u043a\u0443 \u0438 \u0434\u0430 \u0435 \u043a\u043e\u0440\u0438\u0441\u0435\u043d \u043e\u0432\u043e\u0458 \u043c\u0435\u0442\u043e\u0434, \u0432\u0430\u0436\u043d\u043e \u0435 \u043a\u0443\u043f\u0443\u0432\u0430\u0447\u0438\u0442\u0435 \u0434\u0430 \u043d\u0435 \u0433\u043e \u0433\u043b\u0435\u0434\u0430\u0430\u0442 \u0442\u043e\u0430 \u043a\u0430\u043a\u043e \u043d\u0430\u0447\u0438\u043d \u0434\u0430 \u043f\u0440\u0435\u0442\u0435\u0440\u0443\u0432\u0430\u0430\u0442 \u0441\u043e \u043a\u0443\u043f\u0443\u0432\u0430\u045a\u0435\u0442\u043e \u0432\u043e \u043d\u0430\u0440\u0435\u0434\u043d\u0438\u0442\u0435 \u043d\u0435\u0434\u0435\u043b\u0438\u201c.<\/p>\n

\u0418\u0437\u0432\u043e\u0440: Ecommerce News<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\u201e\u041a\u0443\u043f\u0438 \u0441\u0435\u0433\u0430, \u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0434\u043e\u0446\u043d\u0430\u201c (BNPL) \u0441\u0442\u0430\u043d\u0443\u0432\u0430 \u0441\u00e8 \u043f\u043e\u0432\u0435\u045c\u0435 \u043f\u043e\u043f\u0443\u043b\u0430\u0440\u043d\u0430 \u0443\u0441\u043b\u0443\u0433\u0430. \u0415\u0434\u0435\u043d \u043e\u0434 \u043f\u0435\u0442 \u043f\u043e\u0442\u0440\u043e\u0448\u0443\u0432\u0430\u0447\u0438 \u0432\u043e \u0412\u0435\u043b\u0438\u043a\u0430 \u0411\u0440\u0438\u0442\u0430\u043d\u0438\u0458\u0430 \u043f\u043b\u0430\u043d\u0438\u0440\u0430 \u0434\u0430 \u0433\u0438 \u043a\u043e\u0440\u0438\u0441\u0442\u0438 \u043e\u0432\u0438\u0435 \u0443\u0441\u043b\u0443\u0433\u0438 \u0437\u0430 \u0432\u0440\u0435\u043c\u0435 \u043d\u0430 \u0411\u043e\u0436\u0438\u045c, \u0437\u0430 \u0434\u0430 \u0433\u0438 \u0440\u0430\u0441\u043f\u0440\u0435\u0434\u0435\u043b\u0438 \u0442\u0440\u043e\u0448\u043e\u0446\u0438\u0442\u0435. \u041d\u043e, \u0437\u0433\u043e\u043b\u0435\u043c\u0435\u043d\u0430\u0442\u0430 \u043f\u043e\u043f\u0443\u043b\u0430\u0440\u043d\u043e\u0441\u0442, \u0438\u0441\u0442\u043e \u0442\u0430\u043a\u0430, \u043f\u0440\u0435\u0434\u0438\u0437\u0432\u0438\u043a\u0430 \u0437\u0433\u043e\u043b\u0435\u043c\u0443\u0432\u0430\u045a\u0435 \u043d\u0430 \u043d\u0435\u043f\u043e\u0434\u043c\u0438\u0440\u0435\u043d\u0438\u043e\u0442 \u0434\u043e\u043b\u0433 \u043c\u0435\u0453\u0443 \u043a\u0443\u043f\u0443\u0432\u0430\u0447\u0438\u0442\u0435 \u0432\u043e \u041e\u041a. \u0422\u0440\u0433\u043e\u0432\u0446\u0438\u0442\u0435 \u043a\u043e\u0438 \u0458\u0430 \u043d\u0443\u0434\u0430\u0442 \u043e\u043f\u0446\u0438\u0458\u0430\u0442\u0430 \u201e\u043a\u0443\u043f\u0438 \u0441\u0435\u0433\u0430, \u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0434\u043e\u0446\u043d\u0430\u201c […]<\/p>\n","protected":false},"author":9,"featured_media":9248,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[91],"tags":[708,710,66,704,714,712,706],"class_list":["post-9246","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-e-trgovija","tag-buy-now","tag-pay-later","tag-66","tag-kupi-sega","tag-obedineto-kralstvo","tag-ok","tag-plati-podoczna"],"acf":[],"yoast_head":"\nBuy Now, Pay Later: \u0437\u0433\u043e\u043b\u0435\u043c\u0435\u043d\u0430 \u0443\u043f\u043e\u0442\u0440\u0435\u0431\u0430 \u043d\u0430 \u0443\u0441\u043b\u0443\u0433\u0430\u0442\u0430 \u0437\u0430 \u0431\u043e\u0436\u0438\u045c\u043d\u0438\u0442\u0435 \u043f\u0440\u0430\u0437\u043d\u0438\u0446\u0438 - \u0410\u0441\u043e\u0446\u0438\u0458\u0430\u0446\u0438\u0458\u0430 \u0437\u0430 \u0435-\u0442\u0440\u0433\u043e\u0432\u0438\u0458\u0430 \u043d\u0430 \u041c\u0430\u043a\u0435\u0434\u043e\u043d\u0438\u0458\u0430<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ecommerce.mk\/buy-now-pay-later-zgolemena-upotreba-na-uslugata-za-bozikjnite-praznici\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Buy Now, Pay Later: \u0437\u0433\u043e\u043b\u0435\u043c\u0435\u043d\u0430 \u0443\u043f\u043e\u0442\u0440\u0435\u0431\u0430 \u043d\u0430 \u0443\u0441\u043b\u0443\u0433\u0430\u0442\u0430 \u0437\u0430 \u0431\u043e\u0436\u0438\u045c\u043d\u0438\u0442\u0435 \u043f\u0440\u0430\u0437\u043d\u0438\u0446\u0438 - \u0410\u0441\u043e\u0446\u0438\u0458\u0430\u0446\u0438\u0458\u0430 \u0437\u0430 \u0435-\u0442\u0440\u0433\u043e\u0432\u0438\u0458\u0430 \u043d\u0430 \u041c\u0430\u043a\u0435\u0434\u043e\u043d\u0438\u0458\u0430\" \/>\n<meta property=\"og:description\" content=\"\u201e\u041a\u0443\u043f\u0438 \u0441\u0435\u0433\u0430, \u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0434\u043e\u0446\u043d\u0430\u201c (BNPL) \u0441\u0442\u0430\u043d\u0443\u0432\u0430 \u0441\u00e8 \u043f\u043e\u0432\u0435\u045c\u0435 \u043f\u043e\u043f\u0443\u043b\u0430\u0440\u043d\u0430 \u0443\u0441\u043b\u0443\u0433\u0430. \u0415\u0434\u0435\u043d \u043e\u0434 \u043f\u0435\u0442 \u043f\u043e\u0442\u0440\u043e\u0448\u0443\u0432\u0430\u0447\u0438 \u0432\u043e \u0412\u0435\u043b\u0438\u043a\u0430 \u0411\u0440\u0438\u0442\u0430\u043d\u0438\u0458\u0430 \u043f\u043b\u0430\u043d\u0438\u0440\u0430 \u0434\u0430 \u0433\u0438 \u043a\u043e\u0440\u0438\u0441\u0442\u0438 \u043e\u0432\u0438\u0435 \u0443\u0441\u043b\u0443\u0433\u0438 \u0437\u0430 \u0432\u0440\u0435\u043c\u0435 \u043d\u0430 \u0411\u043e\u0436\u0438\u045c, \u0437\u0430 \u0434\u0430 \u0433\u0438 \u0440\u0430\u0441\u043f\u0440\u0435\u0434\u0435\u043b\u0438 \u0442\u0440\u043e\u0448\u043e\u0446\u0438\u0442\u0435. \u041d\u043e, \u0437\u0433\u043e\u043b\u0435\u043c\u0435\u043d\u0430\u0442\u0430 \u043f\u043e\u043f\u0443\u043b\u0430\u0440\u043d\u043e\u0441\u0442, \u0438\u0441\u0442\u043e \u0442\u0430\u043a\u0430, \u043f\u0440\u0435\u0434\u0438\u0437\u0432\u0438\u043a\u0430 \u0437\u0433\u043e\u043b\u0435\u043c\u0443\u0432\u0430\u045a\u0435 \u043d\u0430 \u043d\u0435\u043f\u043e\u0434\u043c\u0438\u0440\u0435\u043d\u0438\u043e\u0442 \u0434\u043e\u043b\u0433 \u043c\u0435\u0453\u0443 \u043a\u0443\u043f\u0443\u0432\u0430\u0447\u0438\u0442\u0435 \u0432\u043e \u041e\u041a. \u0422\u0440\u0433\u043e\u0432\u0446\u0438\u0442\u0435 \u043a\u043e\u0438 \u0458\u0430 \u043d\u0443\u0434\u0430\u0442 \u043e\u043f\u0446\u0438\u0458\u0430\u0442\u0430 \u201e\u043a\u0443\u043f\u0438 \u0441\u0435\u0433\u0430, \u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0434\u043e\u0446\u043d\u0430\u201c […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ecommerce.mk\/buy-now-pay-later-zgolemena-upotreba-na-uslugata-za-bozikjnite-praznici\/\" \/>\n<meta property=\"og:site_name\" content=\"\u0410\u0441\u043e\u0446\u0438\u0458\u0430\u0446\u0438\u0458\u0430 \u0437\u0430 \u0435-\u0442\u0440\u0433\u043e\u0432\u0438\u0458\u0430 \u043d\u0430 \u041c\u0430\u043a\u0435\u0434\u043e\u043d\u0438\u0458\u0430\" \/>\n<meta property=\"article:published_time\" content=\"2021-12-09T08:09:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-12-09T08:26:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/ecommerce.mk\/wp-content\/uploads\/2021\/12\/buy-now-pay-later.jpg?fit=594%2C396&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"594\" \/>\n\t<meta property=\"og:image:height\" content=\"396\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"BOJANA 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